Analyst en Susser Bank

Position Summary

The Analyst position is an entry level position designed to develop new analysts through credit training and hands-on experience by analyzing financial statements, preparing loan packages, and providing other assistance as needed to the senior credit team and lending staff.

Primary Duties and Responsibilities

• Analyzes and performs credit analysis on new, renewal and existing loans within accepted bank designated guidelines.
• Prepares thorough and concise memos, spread sheets, reports, and summaries for Loan Officers on new, renewal and existing loans within established deadlines.
• Effectively manages the bank’s exposure to identified risks and recommends appropriate structure for transaction in accordance with Susser Bank’s credit policy.
• Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on accounts, and notifies Loan Officers of any potential problems in a timely manner.
• Establishes, reviews and updates new and existing loan files for the Bank on a regular basis.
• Provides technical advice and assistance to Loan officers.

Secondary Duties and Responsibilities

• Participates in internal and external credit training, mentoring and leadership development.
• Communicate new policies and procedures, and changes in procedures to staff and ensure effective implementation of the institution’s strategic initiatives.
• Effectively communicate information between loan origination, loan operations, and underwriting to renew credit and to efficiently process credit.
• Focuses on memos for relationships ranging from $250,000 to $1,000,000.
• Creates and maintains solid working relationship with Loan Officers and other team members.
• Demonstrates a courteous, pleasant, self-motivated, and dependable behavior. Maintains a professional environment in both appearance and conduct.
• Comply with all federal, state, and local regulatory rules and regulations governing financial institutions, as well as all Company policies and procedures.
• Complete and pass all required regulatory compliance training as assigned.

Education and Experience Required

• Bachelor’s degree in business, finance or accounting or equivalent education and experience.
• Course of study in Finance or Accounting is strongly preferred.

Skills and Abilities Required     

• 3.3 or higher GPA
• Minimum of 9 hours of accounting including the successful competition of an intermediate course.
• Intermediate Excel capabilities including macros, pivot tables and formulas.
• Knowledge of accounting sufficient to understand and analyze the relationships between the different financial statements, on order to produce a written analysis.
• Ability to organize, analyze and interpret data to explain complex irregularities or trends.
• Strong communication and presentation skills.
• Demonstrates initiative, judgment/discernment, and self-motivation to working with minimal supervision.
• Demonstrates resourcefulness and concern for quality by understanding systems and processes and suggesting changes when necessary, to increase overall efficiency.

• Demonstrates dependability through good attendance and adherence to timelines and schedules.

Susser Bank is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

Susser Bank participates in E-Verify.