Loan Documentation Specialist | |
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*Position is not eligible for remote work. Job Code
LNDOC | Job Family
| Supervisory
No | Job Description Title
Loan Documentation Specialist - Pre Close |
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Job Summary | The Loan Documentation Specialist - Pre Close will support our lending staff in preparing and processing essential loan documents for many types of loans, including retail, commercial, agricultural, and home equity lines of credit. |
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Essential Functions, Duties and Responsibilities include, but are not limited to: | - Gathers and prepares loan documents to be passed at the closing of the loan
| - Establishes, maintains, and updates files, databases, records, and/or other documents pertaining to the financial transaction records
| - Arranges and prepares loan documents to help ensure collectability of the loan
| - Ensures that all required documents, forms, and agreements are collected and accurate
| - Completes all tasks in compliance with federal and state rules and regulations and company policies
| - Ensures the loan is properly funded in accordance with the loan closing statement
| - Properly files and stores loan and supporting documents in compliance with retention guidelines and company policies and procedures
| - Obtains and records data points needed to monitor and report compliance with various regulations, including, but not limited to, the Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), and Home Mortgage Disclosure Act (HMDA)
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Education, Experience and Qualifications | Education | Required/Preferred | Education Level | Description | Required | High School or GED | | Preferred | Bachelors Degree | Degree in business, finance, accounting, or related field preferred |
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| Years of Experience | Minimum | Comments | 2 | Two (2) years of experience in loan processing and/or documentation preferred |
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| License / Certification | Required/Preferred | License / Certification | Description |
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| Additional Qualifications | |
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Core Competencies | - Oral and written communication skills
| | | | | - Clerical and administrative skills
| - Ability to work as a part of a team
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Working Conditions | Working Conditions | Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises. |
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| Travel Requirements | Requirement | Frequency | No travel required | Never or Rarely |
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| Mandatory Vacation | Mandatory vacation not required |
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Physical Requirements | Requirement | Frequency | Sitting (remaining in a seated position) | Constantly | Standing (remaining on one’s feet in an upright position without moving about) | Occasionally | Walking (moving about on one’s feet) | Occasionally | Lifting (raising or lowering an object from one level to another) | Occasionally | Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder) | Occasionally | Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force) | Occasionally | Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral) | Occasionally | Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard) | Constantly | Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers) | Occasionally | Stooping (bending downward and forward by bending spine at the waist) | Occasionally | Squatting/Crouching (bending body downward and forward by bending legs and spine) | Never or Rarely | Kneeling (bending legs at knees to come to rest on knee(s)) | Never or Rarely | Crawling (moving about on hand and knees or hands and feet) | Never or Rarely | Climbing (ascending or descending ladders, stairs, ramps) | Never or Rarely | Speaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly) | Frequently | Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically) | Frequently | Near Visual Acuity (clarity of vision at approximately 20 inches or less) | Frequently | Far Visual Acuity (clarity of vision at approximately 20 feet or more) | Occasionally |
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| Additional Physical Requirements | May be required to lift up to 10 pounds |
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