MUFG 2026 Apprenticeship Programme: Client KYC Group at Mufgub

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

We are MUFG. With over 360 years of heritage and more than 120,000 employees in 40 countries, we’ve grown to become one of the top ten banks in the world.

Combining our global network and financial strength with a dedication to becoming the world's most trusted financial group, we pride ourselves on exceeding client expectations and building long-term relationships. We support our clients and protect their interests with the highest levels of professionalism and expertise, while also serving society and fostering a sustainable vision for growth.

We’re looking for ambitious, driven individuals to join our team, and help us to become the world’s most trusted financial group. With graduate schemes and internships available around the world, you will have the opportunity to learn from some of the best experts in the industry.

Our Business Areas

Our securities business offer a comprehensive product suite to clients around the world through five key business lines in the primary and secondary markets: Debt Capital Markets, credit, rates, equities, and structured products.

Our commercial banking arm is a leading corporate lending bank offering an intensive range of services from Project Finance & Syndicated Loans through to Transaction Banking & Asset Finance.

By joining MUFG, you’ll have the opportunity to enhance your financial expertise and become part of a truly international organisation.

With our global reach and collaborative culture, you have the opportunity to create a brighter future at MUFG.

What to Expect

The Apprenticeship Programme is designed to help those with no experience of working in finance and provide the opportunity to embark on a structured learning journey resulting in a professional qualification. If you have a strong work ethic, are intellectually curious, and work well in a team, you will love working for us.

As a part of our two year Apprenticeship programme you will be studying towards the Level 3 Compliance and Risk Officer

Client KYC Group (CKG) falls under the COO function within the Corporate and Investment Banking Division of MUFG Bank. CKG supports in maintaining GCIB EMEA’s licence to operate and ensuring that the Business fulfils regulatory obligations. CKG is responsible for the management of all KYC related tasks for given areas across MUFG’s Banking arm and Securities business (where necessary) under a dual-hat arrangement. This includes: Customer Due Diligence; Screening (Bribery, Corruption, Adverse Media & Sanctions); Regulatory classification and suitability assessments.

In fulfilling this role, the apprentice will develop knowledge to ensure that thorough Customer Due Diligence is conducted effectively and that all applicable KYC requirements have been met prior to the commencement of any business relationship. This will include developing an understanding of the needs of the Business (i.e. timings, volumes) and the application of appropriate Anti-Money Laundering (AML) Controls.

Find below a brief overview of the knowledge and skills the apprentice can expect to develop over the two-year programme:

• Completion of relevant Bribery and Corruption checks for prospective transactions in order to identify potential reputational, Business and Sanction risks. This is to ensure that when the Business presents to Senior Management and Credit for initial approval of a potential business relationship, a full account of any risk is clearly detailed and defined for consideration;
• Conduct and maintain accurate records of customer categorisation and suitability assessments on all customers. This is to ensure that the products/services that MUFG will provide to the customer are suitable, appropriate, and in line with the requirements of MiFiD, EMIR and the Dodd Frank Act.
• Pursue ‘Lean KYC’ tasks – actively seek out opportunities to improve the KYC review process. This will include strengthening the implementation of Controls and improving overall efficiency.
• Become a Subject Matter Expert within GCIB in relation to all AML aspects to support ad-hoc queries from the Business, where required.
• Keep up to date on practices, developments and current trends in AML, Bribery, and Corruption prevention.
• Complete KYC onboardings and periodic reviews of clients following UK and EU KYC regulatory requirements.

As a part of a select intake, you will have the opportunity to learn from some of the best professionals in the industry.  We’re highly team-driven, but you’ll still find plenty of opportunity to shine as an individual. In our open and inclusive environment, senior colleagues will know who you are and will see the work you do.   In addition, your buddy and mentor will make sure you have all the support you need to succeed. And you’ll enjoy an ongoing commitment to your development as you build a lasting and rewarding career with us.

Join Our Team

We look for talented, motivated and ambitious people who will be able to help drive our business forward. Successful candidates will

• Minimum of grade 4/C GCSE (or equivalent) in English Language and Maths, and three A-levels (or equivalent) including minimum grade of 6/B in Business Studies, Economics, Maths, English, Sciences (including Computer Science) to be eligible to apply.
• have a strong interest in financial markets
• Strong verbal and written communication skills
• Attention to detail and ability to work within a fast-paced environment
• Results driven with a strong sense of accountability and integrity
• Self-starter, proactive and enthusiastic with a ‘can do’ attitude
• High levels of motivation and integrity
• Have strong analytical and problem-solving skills
• Ability to manage large workloads and tight deadlines
• A structured and logical approach to work
• Excellent Microsoft Office skills including Word, Excel and PowerPoint

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.